'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Are you a first-time IPO investor? Even if IPOs appear attractive with expectations of high returns, they come with risks and complexities, cautions Sheetal Jhaveri and shares her checklist to help you navigate through the world of IPOs
Seems daunting? With right financial planning, patience, and commitment, this goal is entirely achievable, says Ramalingam Kalirajan. Here's how
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
When it comes to building wealth, Time really is King. The power of compounding is what makes the magic happen, says rediffguru Ramalingam Kalirajan.
Just as Gandhiji's spinning wheel became a symbol of resistance, Indian travellers today can turn their passports into instruments of peaceful protest, argues Harsh Roongta.
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
What does this mean for you? Ramalingam Kalirajan explains.
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.
'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'
Regardless of market levels, invest in stocks and equity mutual funds in a staggered manner.
Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
Here's how to own your dream home without paying excessive interest on your EMIs.
What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
Some planners sell dreams and deliver nightmares. Look before you leap!
Look for one with the right mix of qualification, experience, ethics knowledge, and communication skills
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan
'India won't take anything from Pakistan lying down.'
Younger investors with long investment horizons may continue their SIPs.
Fraudsters read your mind, weave convincing stories, earn your trust and then vanish with people's savings. Ramalingam Kalirajan reveals five simple tricks that cons use to steal money from you.
One reason the fee can't be lower than 3 per cent is that it is difficult for an RIA to do a good job and remain viable even at 3 per cent.
'If the markets correct further, PSU stocks could continue to decline.'
Let's explore three different ways to reach the Rs 100-crore mark, each taking advantage of the power of compounding, consistent investing, and some smart planning
rediffGURU Yogendra Arora answers readers' personal income tax queries.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
